Getting Started

The process begins with us gaining an understanding of your core investment considerations, such as the need for current or future income, expectations for long-term capital appreciation, and potential long-term residency and currency requirements. We will also aim to achieve a general understanding of each client’s position on tax and estate planning.

Possibly the most critical area for discussion revolves around risk, as neither too much nor too little will produce appropriate outcomes. This discussion is complicated, because everyone has a slightly different definition of ‘risk’ and this is rarely a concept that can simply be captured by the statistical measures of historic price fluctuation upon which so many investment managers rely. Each client’s perspective of risk will be molded by factors such as overall financial and personal situation, the absolute minimum requirements from the portfolio, past experience and personal values. We strive to understand these complex issues, so that we can construct a portfolio which will always remain appropriate to an individual client’s needs.

Generally, our clients ask that we provide them with a full reporting package on a quarterly basis. This will include a detailed explanation of our investment market outlook, accompanied by a review of how this relates to the positioning of their unique portfolio. Investment performance will also be reviewed, with a full explanation of how this relates to agreed long-term objectives.

We aim to discuss portfolio positioning with each client following the provision of this quarterly report, and would target at least an annual face-to-face meeting, where this is appropriate. Furthermore, we encourage our clients to discuss any investment related questions they may have as they arise, whether these are directly related to their portfolio or more generic in nature.

To find out more, we invite you to contact us to arrange an initial meeting with one of our Investment Managers. At this meeting we can explain more fully how we work and discuss your particular situation and objectives. We will then be in a position to prepare a detailed investment plan to match your specific requirements.